Reserve Bank Of India RBI-2010 Group 'B' Officers Exam General Awareness Solved Paper, Reserve Bank Of India Examination Paper

Reserve Bank Of India RBI-2010

Group 'B' Officers Exam

General Awareness Solved Paper

Q.1. In that sort of account, banks in all don’t compensate interest—

• Saving Account
• Current Account
• Fixed Deposit Account
• Interest is regularly upon credit in all sorts of account

Q.2. A bank station sequence would be befitting for paying—

• Telephone accounts
• Electricity accounts
• Grocery bills
• Mortgage repayments

Q.3. Payment of a coupon cannot be done upon a income opposite of bank if a coupon is—

• Bearer
• Cross
• Order
• All of these

Q.4. Which of a following is not Commercial Bank ?

• Reserve Bank of India
• State Bank of India
• Canara Bank
• Oriental Bank of Commerce

Q.5. What is a Bank breeze ?

• Letter from a Bank
• Cheque that a bank draws upon itself
• Instruction to a landowner to pick up a customer’s debt
• Instruction not to honor a stop payment

Q.6. The necessary evil of whatever serves as income is that it must—

• Be released by a State
• Be in all acceptable
• Not be unconditionally fiduciary
• Have a little intrinsic value

Q.7. One of a following is not an e.g. of Near-Money, that ?

• Bill of Exchange
• Bonds as well as Debentures
• Equity shares of Ranbaxy Company Ltd.
• Treasury bills of a Government of India

Q.8. ‘Fiat Money’ is that that is—

• Accepted by abroad banks only
• Accepted during a moment in lieu of gold
• Backed by bullion or silver
• Decreed as income by a government

Q.9. Money is—

• Acceptable usually when it has unique value
• Constant in purchasing power
• The many glass of all assets
• All of a above

Q.10. Greshan’s law states that—

• Bad income promotes great income in a system
• Bad income drives great income out of circulation
• Good income drives bad income out of circulation
• Good income promotes bad income in a system

Q.11. Value of Money—

• Is eccentric of a cost level
• Is without delay associated to a cost level
• Is inversely associated to a cost level
• None of a above

Q.12. Demand lift acceleration can be caused by income factors including—

• A tumble in expenditure expenditure
• A pointy enlarge in unemployment
• A high rebate in approach taxation
• An enlarge in Income Tax

Q.13. The routine of deplation tends to favour—

• Debtor as well as Creditiors a like
• Debtor during a responsibility of Creditors
• Creditors during a responsibility of Debtors
• Profit receivers during a responsibility of bound income receivers

Q.14. Which of a following matter is not utterly loyal ?

• An enlarge in a supply of income will outcome in inflation
• Cost acceleration occurs when prices climb to cover increasing cause costs
• Inflation occurs when a worth of income declines
• Inflation will have a outcome of redistributing incomes inside of a country

Q.15. Which of a following people is many approaching to good from an inflationary incident ?

• A chairman who buys units from a Unit Trust
• A chairman who keeps his resources underneath a office building during home
• A chairman creates a vast in isolation loan to a friend
• A chairman who takes out a debt with a office building society

Q.16. The principal guilt of a Joint Stock Bank relates to—

• Its investment abroad
• Its investment during home
• Repayment of a customer’s deposits
• Its mandate to have special deposits when requested

Q.17. Which of a following is not a duty of a Commercial Banks ?

• Acting as a lender of final resort
• Lending to a in isolation as well as open sectors
• The sustenance of a coupon complement for environment debts
• The sustenance of protected deposition facilities

Q.18. When a Commercial Bank emanate credit areas that have been in outcome as well as increases—

• The inhabitant debt
• The supply of money
• The purchasing energy of a rupee
• The genuine resources of a country

Q.19. A patron does not need a bank comment to obtain—

• A Loan
• A Cheque Card
• A Banker’s Draft
• An Overdraft

Q.20. Which of a following is not a guilt of Commercial Banks—

• Security Holdings
• Treasury deposition during banks
• Demand deposits as well as time deposits
• Borrowing from Central Bank

Q.21. ‘Not negotiable’ created upon a coupon channel means—

• The coupon cannot be paid to any a single though a payee
• The coupon is stream usually for remuneration of a contract for that it is done out
• An honest chairman reception a stolen coupon is probable to compensate off a legitimate owner
• The coupon contingency be paid in to a bank

Q.22. The Central Bank is not approaching to perform a duty of—

• Acting as a clearing house
• The landowner to a government
• Accepting deposition from Commercial Banks
• Accepting deposits from ubiquitous public

Q.23. Increase in bank rates in all is followed by—

• An enlarge in marketplace rate of interest
• A tumble in marketplace rates of interest
• A climb usually in a deposits rates though not a lending rates
• A climb usually in a lending rates

Q.24. The vital quantitative financial apparatus accessible with a Central Bank is—

• Retioning of credit
• Regulation of consumer credit
• Margin requirements
• Reserve comparative measure requirements

Q.25. Bank contingency exclude remuneration of a coupon where—

• Cheque is not dated
• Where coupon is stale, i.e. date has expired
• Payment has been stopped by customer
• The coupon is not presented during operative hours of Bank

Q.26. A ‘Stale’ coupon is a single that is—

• Over 6 months old
• Converning an owing payment
• Cancelled by a drawer
• Written upon an comment that is overdrawn

Q.27. When a Central Bank sells securities, as a result—

• The income resources during a ordering of a blurb banks increase
• The income resources of a blurb banks sojourn unchanged
• The income resources during a ordering of blurb banks get diminished
• None of a above

Q.28. When a coupon is returned by a bank noted ‘Refer to Drawer’ this equates to a drawer—

• Has educated a bank not to compensate a cheque
• Whishes to be contacted prior to a coupon is cashed
• Has improperly finished a coupon as well as contingency scold it prior to payment
• Had deficient supports in his comment to compensate a cheque

Q.29. The stream Bank Rate is—

• 6%
• 8%
• 9%
• 9.5%

Q.30. It has been done mandatory for Non-Banking Financing Companies to get themselves purebred with … prior to Jul 8, 1997.

• RBI
• SEBI
• Government of India
• None of a above

Q.31. India ranks series … between a countries with a greatest expansion intensity in a universe according to a ultimate inform of universe Economic Forum.

• Six
• Five
• Four
• Three

Q.32. Which is a ‘most rival country’ of a universe according to a ultimate inform of universe Economic Forum ?

• Hong Kong
• Singapore
• United State of America
• Netherlands

Q.33. The extent slight extent of seductiveness upon post shipment rupee credit upon direct bills for movement duration upto 90 days is—

• 13%
• 14%
• 15%
• 16%

Q.34. Which of a following matter is scold about India according to a World Bank’s ultimate calculations ?

• India’s per capita inhabitant resources is $ 25000
• India’s per capita incomeis $ 360
• India’s per capita income (according to purchasing energy parity) is $ 2390
• All of a above

Q.35. Scheduled blurb banks available nonperforming resources (NPAs) of … during a finish of Mar 2006-07 opposite 1•8% during 2005-06.

• 2.3%
• 3.3%
• 1.5% 
• 7.9%

Q.36. Which of a following is not a apparatus in a hands of RBI to carry out a inflationary vigour in a nation ?

• Bank Rate (BR)
• Special Drawing Rights (SDR)
• Statutory Liquidity Ratio (SLR)
• Cash Reserve Ratio (CRR)

Q.37. Which of a following is/are enclosed in Legal Tender Money in India ?

• Coins as well as banking notes
• Coins as well as bank drafts
• Currency records as well as SDRs
• Currency records released by RBI

Q.38. Which of a following is rightly matched?

• CRR upon FCNR Scheme—12%
• Bank Rate—6%
• SLR upon NRE deposits—31•5%
• CRR upon NRE—13%

Q.39. India’s First Financial Archive has been set up at—

• Mumbai
• New Delhi
• Ahmedabad
• Kolkata

Q.40. Which of a following Bank joined with Oriented Bank of Commerce ?

• Punjab Co-operative Bank
• Bari Doab Bank
• Both Above
• None Of Above